How to Negotiate a Car Accident Injury Settlement with AAA | Boulder Injury Lawyers
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If you or a loved one has recently been in a car accident, you may now be in the process of negotiating a car accident injury claim with AAA. AAA insures millions of people, and like any giant insurance company, it has incredibly skilled negotiators that will try to convince you to accept a low offer.
Negotiating as an individual can be daunting. However, there are ways to put yourself in a better negotiating position so that you can feel confident when you either accept or reject an offer that AAA makes.
If you or a loved one is dealing with AAA after being injured in a wreck, call Zinda Law Group at (800) 863-5312 for a 100% free case evaluation with our Boulder car accident attorneys.
Starting Your Auto Claim with AAA
Successfully negotiating an insurance claim will require a lot of time and effort. After filing a claim with AAA, it will be important to prepare all the evidence that you have at your disposal. Having eyewitness reports, police reports, medical records, the at-fault party’s insurance information, and other key evidence will be an indispensable help to you throughout the negotiation process.
The first way that this evidence will help you is in the determination of the value of your claim. Consider your damages, both current and future. Have you had medical treatment in the past for your injuries? Will you need medical treatment in the future because of your injuries? What damage was done to your property? Any evidence that you have about the costs you’ve incurred will help you reach an accurate number.
Other damages to consider include any lost wages or earning potential, and any pain and suffering you’ve experienced. It may be difficult to put a number on the pain and suffering you’ve gone through. However, most courts use pain and suffering as a multiplier for the damages. If you feel you’ve suffered greatly, choose a high number between 1 and 10 and multiply your total damages by it. If you feel your suffering was not as severe, choose a lower number. Most of us tend to overestimate the value of our pain and suffering, so err on the side of a lower number when choosing this value.
Once you have the value of your claim determined, send this number to AAA. Be sure to include a detailed explanation for how you arrived at the figure provided.
What Happens When I Receive an Offer from AAA?
The next step will be to wait for AAA’s initial offer. This offer will almost certainly not encompass the entirety of your expenses, but will likely be a tempting amount. The question that you will have to ask yourself is whether a definite, small amount now is worth more to you than a possible, larger amount later. Only you can answer this question, and there are valid reasons for choosing either option.
However, be sure to consider all of your needs when coming to this decision. Injuries stemming from car accidents can require years of medical treatment, and some injuries may not even present themselves until years after the accident.
If you decide to reject AAA’s initial offer, be prepared for a lengthy back and forth negotiation process. AAA has skilled negotiators, and the company depends on those negotiators to make sure that enough insurance claimants back down to keep itself in business.
How Can I Learn More?
At Zinda Law Group, our Boulder car accident attorneys have helped thousands of crash victims get their lives back on track after suffering an injury. We have the knowledge and resources necessary to help you seek maximum compensation for medical bills, lost income, property damage, pain and suffering, and all the other ways your injury has cost you.
Our firm also believes that a car accident victim should never have to worry about their ability to afford excellent legal representation. That is why we offer 100% free consultations, and why you will pay nothing unless we achieve a favorable settlement, judgment, or verdict for your personal injury case. That’s our No Fee Guarantee.
If you or a loved one has been injured in a wreck, call Zinda Law Group at (800) 863-5312 to receive your free consultation with our Boulder car accident lawyers.
Meetings with attorneys are available by appointment only.