How to Negotiate a Car Accident Injury Settlement with Liberty Mutual? | Boulder Injury Lawyers
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Personal injuries that stem from car accidents can create serious hardships for the individuals and families involved. Car accidents cause broken bones to fatalities and everything in between. After an accident, most people will be negotiating a settlement with an insurance company in order to recover for their damages.
Liberty Mutual is a large insurance company, with a majority of its revenue coming from auto insurance policies. Like other insurance companies, Liberty Mutual exists to make a profit and will be tough negotiators when it comes to car accident injury claims.
If you or someone you love is negotiating with Liberty Mutual after being injured in a car accident, call Zinda Law Group at (800) 863-5312 for a 100% free case evaluation with our Boulder car accident attorneys.
Understanding the Value of your Car Accident Injury Claim
Before you begin to negotiate your claim with Liberty Mutual, it is important to understand the value of your injury claim. If you know how much your claim is worth, it will be easier to stand your ground during the negotiation and have an idea of what figure you are willing to accept. The value of your claim will depend on a variety of factors such as:
- Medical Expenses
- Type and severity of injuries
- Pain and Suffering
- Emotional Damages
- Loss of income
Some of these categories are easier to decipher than others. If you are having trouble determining the value of your claim, you may want to consult a personal injury attorney. A personal injury attorney can help assess your claim and give you an idea of how much you should be asking Liberty Mutual for.
Asking for the Money You Deserve
Once you determine the value of your claim, you should provide Liberty Mutual with a demand letter that specifies expenses you have already incurred as a result of the accident. Make sure you include any documentation that supports these figures so that Liberty Mutual can verify your demands. The more evidence you have of your damages the better.
Liberty Mutual will likely make you a first offer that is lower than what you ask for. This is because Liberty Mutual, like other insurance companies, aim to pay out as little in claims each year. They have extensive experience negotiating claims every day, and they will use any tactics necessary in order to delay the process. The goal is to get you frustrated by the process so that you will end up taking a smaller settlement offer than your claim is truly worth.
Provide More Details About Your Injuries
If you are not willing to accept the first offer, you will want to provide Liberty Mutual with explicit details as to why your claim is worth more. Although the claims adjuster likely knows the basic facts surrounding the accident, they do not know how your injuries have disrupted your life. Emphasize those details, because it will be harder for Liberty Mutual to ignore those facts.
In order to maximize your recovery from a car accident injury, you will need to patient and persistent. Depending on the severity of your injuries and the money at stake, the process could take anywhere from a few months to a year.
Get Help from Our Boulder Car Accident Lawyers
At Zinda Law Group, our Boulder car accident attorneys have helped thousands of people negotiate settlement agreements with Liberty Mutual and other insurance companies. We have the knowledge and resources necessary to help you seek maximum compensation for your damages.
Our firm also believes that a car accident victim should never have to worry about the ability to afford excellent legal representation. That is why we offer 100% free consultations, and why you will pay nothing unless we achieve a favorable settlement, judgment, or verdict for your personal injury case. That’s our No Fee Guarantee.
If you or someone you love has been injured in a car accident, call Zinda Law Group at (800) 863-5312 to receive your free consultation with our Boulder car accident attorneys.
Meetings with attorneys are available by appointment only.