What to Expect in a Car Accident Injury Settlement with State Farm | Boulder Injury Lawyers
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Car accidents bring your life enough stress without the difficulty of negotiating with your insurer after the fact. State Farm Insurance specifically is known for offering their claimants unreasonably low settlements that grow their company’s profits at the expense of injured individuals like you.
If you feel that State Farm has offered you a settlement that is too low and are looking to go head-to-head in negotiating with them, it’s important that you know all of your legal options to recover your losses and get paid the entire value that you deserve.
State Farm Is an Insurance Giant
State Farm is widely considered the country’s largest and most profitable property-casualty insurer, and its profits are only growing.
Naturally, this should be a red flag to you as an insured that State Farm will probably offer you a settlement that is too low, in order to turn a profit. Getting a fair settlement will require firm negotiation and very likely the assistance of a skilled personal injury attorney.
Filing Your Claim with State Farm
State Farm gives you several ways to file your claim: online, with their mobile app, by calling their designated claim number, or by contacting your agent.
After your claim is filed, an insurance adjuster will start thoroughly investigating it. He or she is there to value the damage and come up with a total proposed settlement value. Adjusters work for the insurance company, and thus are responsible for gathering information that will limit your claim amount.
How to Prepare for Negotiations
Please consider that any information you give the adjuster will be factored into the settlement appraisal. For this reason, you should take care to properly document the accident and not to jump to conclusions about its cause and effects.
To document the accident, first make sure to photograph the scene. It also can be useful to call police to the scene to file a police report, which will be valuable as a credible account of the scene should you need it later in the legal process.
For your injuries, the adrenaline and shock that you have just experienced may lead you to cast blame on yourself or fail to realize the full extent of your injuries. Adjusters rely on documentation to arrive at your damages, so as a general rule of thumb, it is usually a good idea to visit a doctor immediately following the accident so that someone with medical expertise can help you realize the extent of your injuries and document them.
Finding a Trusted Car Accident Attorney
Just as a doctor may help you to realize the extent of your physical injuries, the right team of attorneys will use its expertise to evaluate other losses you may have suffered. Even if you did think about property damage or medical bills, you still may have other costs, such as long-term treatment, pain and suffering, or lost wages. Given this reality, finding a trusted attorney is a safe decision to help save you from struggling later down the road.
A trusted attorney can further help you stand up to a large company like State Farm. Representing yourself in negotiations with a company like State Farm is risky. They will probably not take you seriously because they believe you will not stand up to their team of attorneys in court.
The right attorney will not allow you to be pushed around that way. Instead, he or she will work to lessen your post-accident stress by using technical skill to help you recoup your losses to the fullest extent possible.
Get Help from Our Boulder Car Accident Attorneys
At Zinda Law Group, our Boulder automobile accident attorneys have helped crash victims get favorable settlements with State Farm and other insurers. We possess the experience and resources to help you seek maximum compensation for your settlement.
Our firm also believes that a car accident victim should never have to worry about their ability to afford excellent legal representation. That is why we offer 100% free consultations, and why you will pay nothing unless we achieve a favorable settlement, judgment, or verdict for your personal injury case. That’s our No Fee Guarantee.
If you or a loved one has been injured in a wreck and is wanting to negotiate their claim with State Farm, call Zinda Law Group at (720) 545-2689 to receive your free consultation with our Boulder car accident attorneys.
Meetings with attorneys are available by appointment only.