What to Expect in a Car Accident Injury Settlement with USAA | Boulder Injury Lawyers
Call (800) 863-5312 for Free Help in Dealing with USAA
The United States Automobile Association, commonly known as USAA, offers diversified financial services to people and families who have served in the U.S. military. One of its main products is insurance. USAA insures nearly 12 million people nationwide. Due to USAA’s military connection, it ranked number twenty on the 2018 Fortune World’s Most Admired Companies List.
Despite the military connection, USAA is no easier to deal with than any other insurance company. USAA is not a charity. It is not even a nonprofit. USAA is a company seeking to maximize its profits while minimizing your insurance payout. This makes receiving a fair settlement offer after an accident incredibly difficult, especially when you are still recovering from an accident.
If you or a loved one needs to negotiate with USAA, call Zinda Law Group at (800) 863-5312 for a 100% free case evaluation with our Boulder auto injury attorneys. Our team of experienced lawyers has received many fair settlements from USAA, and we’re ready to help you.
Expect an Unfair Settlement Offer
If you are in an accident with a driver who is in the military, you will likely be dealing with USAA. When you receive your initial offer from USAA, you should expect it to be low. USAA, like many insurance companies, uses software to calculate the value of insurance claims. This program is designed to minimize settlement offers.
While this software may be able to adequately evaluate your claim if you provide bills for medical expenses and automobile repairs, a computer cannot estimate how much pain and suffering you have endured from your accident. Because of this, a computer program is never going to provide you with a fair payout.
When you receive your settlement offer from USAA, do not accept it if it is unfair. If your payout does not cover all of your expenses, including medical bills, car repairs, lost wages, and if you are seriously injured, an amount for pain and suffering, reject the value and propose a new offer.
Negotiating with USAA
Compared to other insurance companies, claims paid out by USAA vary more widely between adjusters. This is good news for you because it means there is more wiggle room in payouts.
You can start your negotiation by issuing a demand letter to your claims adjuster requesting the figure you feel is fair. Be sure to explain how you arrived at that number. You should explain the bills and expenses you have encountered as a result of the accident, how the accident has impacted your day to day life, and remind your adjuster of any details of the accident you feel are relevant. Be reasonable in how much money you are requesting. Requesting a sum too large will damage your argument, as you will lose credibility.
It is important to remember during the process to be kind and honest. While this accident has undoubtedly been an emotional experience, you will not get far by being hostile. Your claims adjuster can refuse to talk to you. Make sure you always tell the truth. Lying will end your negotiation without any reward.
If you were hurt in the accident, it is beneficial to have help from an experienced attorney. Your injury attorney can negotiate on your behalf while you focus on healing.
Get Help from Our Experienced Personal Injury Lawyers
Negotiating with a claims adjuster can be difficult, especially following an accident. Insurance companies rarely present an initial settlement offer that you deserve. You do not need to struggle with this process alone.
The attorneys at Zinda Law Group are ready to help you navigate the process. We have experience negotiating on many clients’ behalf with USAA, and we will work to ensure you reach a fair resolution of your claim so you can put this accident behind you.
Contact us at (800) 863-5312 for a free consultation and learn how we can help.
Meetings with attorneys are available by appointment only.